新美国基金会：2024年小抵押贷款下降的经济社会后果对三个城市的调查报告（英文版）

Most cities in the United States experience a wide range of household prosperity, income, and wealth within their boundaries. In many cases, areas of low income and affluence are concentrated in completely different areas of the city, with few economic crosscurrents. As a result, low-income areas can become mired in slow or stagnant growth relative to the high-income areas, playing a role in the long-term and persistent wealth gaps between these groups, according to a 2014 Brookings report.