数据创新中心：2022政策制定者如何防止礼品卡诈骗报告（英文版）

Gift card scams are on the rise. Scammers have relied on predatory tactics, emotional stories, and product tampering to steal nearly $450 million from unsuspecting Americans in the last three years alone, and the trend shows little signs of slowing. Consumers from all age groups, but especially older consumers, are burdened with heavy loss and little recourse if they fall victim to a gift card scam. Policymakers in the United States should expand the Electronic Fund Transfer Act (EFTA)—a law