世界银行：2026年数字钱包：信任框架-管理生态系统（英文版）

This policy note—the second in a series on digital wallets—explains how trust frameworks provide that governance foundation. In other words, this note is designed to help governments move beyond the question of how to build a wallet to the more fundamental question of how to build trust in a wallet ecosystem. Trust frameworks define the rules, standards, roles, and accountability mechanisms that ensure digital wallets, credential issuers, and verifiers operate in a way that can be trusted. Th