世界银行：2025年从风险到韧性：帮助南亚居民与企业适应气候变化（英文版）

South Asia is the most climate-vulnerable region among emerging market and developing economies (EMDEs). With governments having limited room to act because of fiscal constraints, the burden of climate adaptation will fall primarily on households and firms. Awareness of climate risks is high; more than 75 percent of households and firms expect a weather shock in the next 10 years. Climate adaptation is widespread, with 63 percent of firms and 80 percent of households having taken action. Howe