科孚（CRIF）：2025年银行业展望报告：欧洲金融服务业迈向2030的发展路径（英文版）

From economic shocks and geopolitical instability tosurging costs and rapid technological advancement, thepressures on banks, insurers and other financial servicesproviders have been both profound and unrelenting.The escalation of trade disputes, particularly betweenthe U.S. and EU, has injected volatility into financialmarkets and disrupted cross-border transactions.Geoeconomic fragmentation - a shift away fromglobalization- is increasing the frequency and severityof adverse economic shocks.