英国国家审计署：2025年英格兰银行实时全额结算系统更新计划报告（英文版）

The Bank of England (the Bank) operates the Real-Time Gross Settlement system (RTGS), which provides settlement services for sterling payments in the UK, worth around £790 billion a day. ‘Settlement’ is the stage of finalising payments by completing the transfer of funds between relevant parties. The RTGS therefore underpins the UK’s sterling payment systems, including CHAPS (the UK’s high-value payment system) and retail payment systems, such as Bacs. 2 The RTGS is vital in ensuring monetary