德勤：2025年人工智能在包容性发展领域的应用：AI赋能普惠金融研究报告（英文版）

AI is reshaping the global economy today, but its benefits remain unevenly distributed, leaving many SMEs at risk of exclusion. This imbalance highlights why artificial intelligence—especially Generative AI—can serve as a bridge to the future. In fintech, the outlines of this bridge are already evident. AI is making cross-border payments faster and cheaper, strengthening trust through adaptive fraud detection, and supporting smarter decisions with treasury optimization.