世界经济论坛：2026年构建数字时代的反欺诈防线：系统性治理路径白皮书（英文版）

Phishing and cyber-enabled fraud are a growingglobal threat to users, consumers, organizationsand countries. The World Economic Forum'sPartnership against Cybercrime, in collaborationwith the Institute for Security and Technology(ST), developed a systemic defence framework toaddress this issue.This approach explores how a multistakeholdermodel can shift responsibility upstream,empowering those best positioned to act at scaleand prevent harm from taking root in the first place.These effort