德勤&阿里云：2025年金融行业数字化转型白皮书（英文版）

he global financial industry is at a pivotal juncture, driven by rapid technological innovation (such as the soaring generative AI (GenAI)), evolving regulatory landscapes, shifting customer expectations, and an unpredictable global market full of challenges and new opportunities. As financial institutions grapple with the dual imperatives of fostering growth and ensuring resilience, digital transformation has emerged as both a strategic necessity and a catalyst for reinvention.