Milliman：2026年米勒姆退休人员健康成本指数报告（英文版）

Milliman’s Retiree Health Cost Index (RHCI) is the amount of savings (net of taxes) needed at age 65 to pay for a retiree’s remaining lifetime healthcare costs, assuming an investment return of 3.0% per year. The RHCI was established in 2022, with the goal of providing a market-leading, useful benchmark for recent and future retirees and their retirement planners.

A healthy (average cost) 65-year-old retiring in 2026 is projected to spend a substantial amount for healthcare over the cou