Marqeta：2024年信贷状况报告（英文版）

Even if consumer loyalty is fickle regarding individual credit cards—they are deeply engaged with using credit cards in general. The reasons are many. Credit cards help smooth out household cash flow with flexible payment structures. They’re a secure and trusted form of payment. They help consumers build the credit history required for major purchases like automobiles and homes. And don’t forget about rewards. Cash back, points, and other perks make paying by credit card the best choice econo