凯捷Capgemini：2025年反洗钱交易监控体系现代化转型研究报告（英文版）

At a time when financial crime is growing in scale andsophistication, traditional rule-based Anti-Money Laundering(AML) Transaction Monitoring (TM) programs are no longersufficient. Despite significant investments, financialinstitutionscontinue to face high false positives, operational inefficiencies,and regulatory risks. The need for transformation is urgent.

This research explores how financial institutions can modernizetheir AML TM systems to meet the demands of today's complexfi