国际货币基金组织：希腊住房负担能力悖论（英文版）

Housing affordability is a key challenge in Greece despite high homeownership rates and arelatively large housing stock. This paper investigates the drivers of this apparent paradox using regionalhousing market data and household-level EU-SILC microdata. The analysis shows that affordability pressuresresulted from strong and increasingly concentrated demand, high recurring housing costs, persistent supplyconstraints, and mismatches between the housing stock characteristics of and household ne