国际货币基金组织：中央银行数字货币的法律考量（英文版）

This Note aims to guide policymakers, including central banks, in assessing their legal frameworks to ensure a sound basis for the issuance of central bank digital currencies (CBDCs). It is not intended to constitute, and should not be construed as, a recommendation for member jurisdictions to issue CBDCs—its purpose is rather to navigate the authorities on the key legal considerations guiding their decision-making process. Exploring CBDC is a significant undertaking that involves complex dec