Milliman：英国房地产保险市场在2025年期间会否发生沉降事件白皮书（英文版）

Subsidence refers to the downward movement of the ground, often resulting in damage to buildings and infrastructure. Subsidence is a significant geotechnical concern in the UK, particularly in areas with certain soil types. The occurrence of subsidence can manifest as cracks in walls, uneven floors, and misaligned doors and windows, which can lead to complex and costly claims on both household insurance and commercial property insurance policies. According to the ABI, payments made on subside