印孚瑟斯Infosys：2026年银行业科技指数报告（第六卷）（英文版）

Cost reduction is the top focus:Whilenot at the high recorded in 2023,therewas a rise of 3 percentage points fromDecember 2024 (Volume 5), reflectingpressure on teams at large banks.Innovation and growth remain keypriorities: Al innovation is fueling thegrowth mindset; however, our researchrevealsnewareasof interestsuchastokenization.Transforming the business modelremains deprioritized: Al improvesefficiency, but new value and strategicadvantage are created only when revenuemodels, customer j