安联：2026年洪水之下的欧洲：洪灾的宏观经济成本与适应的经济理由研究报告（英文版）

Flood losses are rising rapidly as economic activity continues to concentrate in highrisk areas. Floods are Europe’s most frequent and costliest natural hazard, with total economic losses climbing steadily, to EUR226bn in the first quarter of this century. While flood frequency in Europe has remained broadly stable at 46 per year since 2000, their cost has risen sharply. Losses from floods climbed 17.8% from EUR63.1bn between 2000-2009 to EUR 74.3bn from 2010–2019. From 2020-2025 alone, the c