世界银行：2025年无形的障碍：性别规范如何影响金融包容性：规范分类和制定解决策略的框架报告（英文版）

This Focus Note includes illustrative examples from successful initiatives around the world that demonstrate the potential of these strategies—from digital financial solutions that respect privacy concerns to data-driven approaches that challenge institutional biases. Development actors, including donors and market facilitators—and market actors such as FSPs and financial sector authorities—are not neutral observers but active participants in either reinforcing or transforming gender norms. E