yStats：亚太地区2025年数字支付和电子商务中的人工智能：采用、竞争力和治理样本报告（英文版）

AI is driving measurable improvements in payments and E-Commerce acrossAsia-Pacific, particularly in China and high-growth emerging markets such asIndia and parts of Southeast Asia. By 2025, consumers across high-usage marketsincreasingly rely on AI-enabled tools for product discovery, customer service,and digital transactions, enhancing convenience and platform efficiency. InChina, over 80% of decision-makers reported using Generative AI in theirorganizations as of July 2024.Emerging markets