国际货币基金组织：2026年金融领域的人工智能和网络安全报告（英文版）

Artificial intelligence is reshaping cyber risk in the financial sector by accelerating the speed, frequency, and breadth of vulnerability discovery and potential exploitation. As AI becomes more deeply embedded in financial institutions and market infrastructures, it can strengthen cyber defense but also heighten systemic risk—particularly through shared digital infrastructure, common service providers, and machine-speed attack-defense dynamics that outpace human response. This note argues t