WBCSD：2026年保险行业未来定价预测策略报告（英文版）

Insurance has evolved beyond a back-officeexpense. It is now a forward-looking factorthat influences capital allocation, financingconditions and enterprise value. As physical risks,legal liabilities and market dynamics intertwine,fluctuations in premiums can significantly impactbudgets, profit margins and cash flows. Unlikeinterest rates or commodities, insurance lacksa standardized, tradeable forward curve. Mostpolicies are renewed annually, with prices shiftingaccording to losses, capital f