普华永道：2023年下一代微金融：数字技术的作用报告（英文版）

The concept of microfinance, since its inception in the 1970s from the Grameen Bank model, has emerged as one of the key aspects in nurturing financial inclusion. Microfinance empowers low-income households to tackle deprivation by providing financial services and micro-credit that aids in income generation, improve livelihood and enable community integration. The microfinance industry typically caters to segments of rural and marginalised groups – especially women – and small and micro indus