BofA Securities：2026年AI智能体重塑美国银行业研究报告

Our view coming out of our panel discussion “AI in Financials” with various industry experts and management meetings during BofA’s 34th annual financial services conference is that incumbents in the financial services space are at a greater risk of being disrupted by competitors who have adopted AI tools and using it effectively as opposed to being disrupted by a new AI tool. There will likely be a price to be paid for incumbents who do not move.