道富环球：2025年全球退休现状报告：弥合信心差距（英文版）

DC plans and advisors are navigating a set of structural and economic forces that are making it harder for workers to prepare for retirement confidently. Inflation continues to challenge purchasing power. Housing and healthcare costs weigh heavily across age groups. Career paths have become more dynamic, making consistent plan access and long-term savings more difficult to maintain. Yet amid these pressures lies an opportunity to reassess, reimagine, and reinforce the systems that support lon