毕马威：2025年澳大利亚养老金洞察报告：重塑与应变之力至关重要（英文版）

The superannuation industry in Australia continues to undergo considerable change; indeed the pace of change is accelerating, with a number of forces driving the way the system will develop. These forces are leading changes across business models, ownership arrangements, operational frameworks, products and services, governance arrangements and ultimately the number of participants that will remain in the industry. We describe this as the ‘superannuation musical chairs’ phenomenon: When the m