REBA达信：2026年构建提升员工队伍韧性的全球健康策略报告（英文版）

Global organisations are moving away from ahealthcare model built around reactive spend onclaims, life and disability cover, and towards onethat prioritises prevention and early detection. Thisis largely being driven by high global medical trendrates - it is now at 11.1%, according to Marsh's HealthTrends 2026 report.In some regions, long waiting times and limitedprimary care capacity are pushing employeestowards a mix of employer-paid and employee-funded solutions offered through the wor