欧洲央行：2026年黑暗中的一点：使用人工智能评估金融稳定风险（英文版）

•Financial stability (FS) risks often materialise following rare but severe trigger events, making early detection challenging •Many FS indicators reflect vulnerabilities (e.g. credit, RRE prices, balance sheets) and are released with time lags •News and narratives contain information about potential trigger events but have been hard to monitor systematically so far •AI enables scalable and systematic analysis of unstructured text, supporting timely identification of financial stabili