韩国央行：2025年邯钢项目：集成批发CBDC和代币化存款的统一分类账的现场试点报告（英文版）

With the continued decline in cash usage, the accelerating digital transformation of the economy,and the expanding issuance and use of stablecoins, the payment and settlement landscape hasbeen undergoing rapid change. These developments have heightened the need to strengthen thedigital currency and monetary infrastructure. In response, the Bank of Korea (BOK) established adedicated department for digital currency in early 2020 and has since advanced research anddevelopment into the related te