德勤：2026年银行业及资本市场展望报告（英文版）

2026 appears to be shaping up as a defining year for US banks. Macroeconomic uncertainty, diverging consumer sentiment, and persistent inflation could test banks’ revenues and profitability, even as strong capital positions provide resilience. Banks could be forced to defend margins, diversify fee income, and prepare for increased competition from nonbank entities.Meanwhile, AI is at an inflection point. Many banks are under pressure to scale and move beyond pilots, but 2026 will likely deman