Mandala Partners：2025年新西兰企业在线支付的价值报告（英文版）

New Zealand was an early pioneer in digital payments. As one of the first economies to roll out EFTPOS nationally in the 1980s, Aotearoa created one of the most card-friendly markets in the world, with nearuniversal merchant acceptance and very low transaction costs. Yet while New Zealand once led, developments in payments have stalled while other markets forge ahead. International peers including Australia, Singapore, and the United Kingdom offer real-time payments capability that support im