国际货币基金组织：2026年银行审慎资本要求：缓冲和支柱2资本评估报告（英文版）

The global financial crisis exposed significant weaknesses in the capital adequacy frameworks used by banks and underscored the need for stronger regulatory tools, as well as a fit-for-purpose bank liquidity framework to ensure the resilience of the financial system. The Basel III framework was introduced as a more comprehensive and risk-sensitive approach to capital and liquidity regulation. Central to the Basel III capital adequacy framework is a combination of components, notably: increasi