yStats：2026年全球开放银行与开放金融基础设施市场样本报告（英文版）

Permissioned access to account information allows third-party services to bring financial information from multiple institutions into a single interface, giving users a consolidated view of their accounts rather than requiring separate access to each provider. The BIS’s international review of Open Finance identifies the reduction of data silos through customer-permissioned data sharing as a central benefit of Open Finance, while the Central Bank of the Republic of Azerbaijan provides a curre