世界银行：2025年非洲包容性信贷金融科技创新融资报告（英文版）

T HIS FOCUS NOTE EXPLORES innovative financing strategies for reaching inclusive credit fintechs in Africa, particularly those targeting underserved micro and small enterprises (MSEs). These fintechs have the potential to address the estimated US$ 4.9 trillion global credit gap for MSEs.1 However, access to diverse and suitable funding sources remains a critical challenge, especially for early-stage fintechs that are not yet profitable. While venture capital (VC) has traditionally been a prim