Howden：2026年全球员工健康报告：变迁中的全球员工健康面貌（英文版）

Rising costs are inevitable – but they don’t have to mean organisations can’t create sustainable benefits and strategies to manage rising costs. Employers who plan ahead, share data and invest in prevention can slow cost growth while improving care quality. The path to care is often uneven and confusing. Simplifying access and focusing on speed can improve outcomes, reduce absence and rebuild trust in health benefits. Innovation brings hope but also hard choices. Employers need clear policies