欧洲央行：2024年关于向个人最终用户提供多个数字欧元账户的技术说明报告（英文版）

The proposal for a regulation on the establishment of the digital euro (hereafter the “proposed regulation”) states that digital euro users1 may have one or several digital euro accounts with the same or different payment service providers (PSPs).2 During the investigation phase of the digital euro project, the Eurosystem based the design of the digital euro on the assumption that users would only be able to open one digital euro account. In its opinion on the proposed regulation, the Europea