Mandala Partners：2026年塑造澳大利亚银行系统以适应不断变化的经济报告（英文版）

Banking has radically changed in recent decades. Whether through advances in technology or increased global financial integration, global forces have driven more new entrants, more competition and more consumer choice at every level of banking: from deposits and lending to payments. While banking has changed, the narrative around banking remains decades out of date. It is unsurprising, given the above global forces, that economic metrics show banking in Australia is more competitive than ever