Krungsri Research：2025年代理型AI时代银行业研究报告（英文版）

Artificial Intelligence, or AI, was first coined in 1956 to describe technologies that enable machines or computer systems to think like humans. Since then, AI has evolved continuously—becoming part of everyday life and growing ever closer to human-level intelligence.2/ Early forms of AI, often referred to as Traditional AI, could only follow predefined rules or perform stepby-step tasks within a fixed scope. These rule-based systems were effective for specific problems but lacked flexibility