欧洲央行：2024年支付欺诈报告（英文版）

This report, jointly prepared by the EBA and the ECB, assesses the latest payment data reported to theEBA and the ECB under Article 96(6) of Directive EU 2015/2366 (the revised Payment Services DirectivePSD2). it covers semi-annual data reported for the three reference periods H1 2022, H2 2022 and H12023, and focuses on the payment instruments of credit transfers, direct debits, card payments (froman EU/EEA issuing perspective), cash withdrawals and e-money transactions. The data covers allEU